I did it. Yesterday I set a 5-year plan to pay off student loans. I'm sick of them and I just want them done with! I know a lot can change in five years but if there is a plan then it's closer to getting done. Now I just have to follow it. I found this neat template on Microsoft templates. It's a loan amortization schedule with extra payments.

I also updated my budget for November, December and January with projected expenses (and actual for this month thus far to ensure it's realistic).